Generación de capital social a través de las microfinanzas en la ciudad de Loja, en el año 2015

Abstract

This research work has as main objective to give the reader an overview about the influence they have had microfinance in the business capital of SMEs in the city of Loja during 2015; through the technique of the survey, which was applied to owner-managers of a sample of local SMEs, it was possible to gather enough information to determine that access to microfinance it has positive effects on interpersonal and business relationships that exist between entrepreneurs the city of Loja, ie; the findings warn that microentrepreneurs through access to microfinance achieved, besides the obvious financial funds, obtain a certain number of contacts that can be a platform for customers, suppliers, consultants and others who can help the business. At the same time it was possible to obtain a profile of the average entrepreneur and information about the emotional factor which is subject to the employer when accessing microfinance.