Microcrédito y su incidencia en los microemprendimientos urbanos y rurales de la ciudad de Loja 2015-2016.

Abstract

Today, Microcredit constitutes a fundamental instrument that offers multiple opportunities for ecomomic and social development of citizens of developing countries especially those sectors that are the most vulnerable and geographically forgotten. The financing offered by microcredit for productive projects allows for households to generate income wich satisfies basic needs and improve their quality of life. With this background the present studio to determine whether the capital of microcredit offered by financial institutions is the same as those offered by urban and rural micro investors in the Loja city during the period 2015-2016. As a reference small businesses from four different neighborhoods in the Loja city, two of them urban and two rural, were used along with their results to perform a contrast understand if the number of this type of financial products was the same in both sectors.