Inclusión Financiera a través del Crédito de Desarrollo Humano: "Camino al Desarrollo de Micro emprendimientos en los beneficiarios del Bono de Desarrollo Humano en la Parroquia Villa La Unión (Cajabamba-Sicalpa)" del Cantón Colta Provincia de Chimborazo

Abstract

Financial Inclusion through the Human Development Credit: "Path to the Development of Micro enterprises in the beneficiaries of the Human Development Bonus in the Villa La Union Parish (Cajabamba-Sicalpa)" of the Colta Province of Chimborazo. And to know the conditions under which these credits are provided, their requirements, and conditions by financial institutions, as well as their use, concluding that: The population benefiting from the human development bonus, earmarked primarily for the basic needs of the population. Household and family, with little level of improvement of their quality of life, without considering investment possibilities. The need to strengthen the investment culture is determined, starting from training the current and potential beneficiaries of the bond and credit of human development to consider as a productive alternative this income, through the generation or improvement of their enterprises. Develop educational campaigns that allow the population to generate business ideas and strengthen for multiple options, to improve their production levels and present themselves to the market more competently