Destino del microcrédito otorgado por las cooperativas de ahorro y crédito del cantón Catamayo período 2010-2014.

Abstract

The present investigation was made with the purpose of knowing the destiny the microcredit granted by the saving cooperatives and credit of the Catamayo corner period 2010-2014, for it analyze the microfinances at level of the world, South America, Ecuador and the province of Loja, to maintain a vision of the handling of the microfinances in the Catamayo corner, deciphering the final use of the microcredits asked for to the diverse Cooperatives of Saving and Credit. Based on the survey and interview technique that 93% intended it to purchase new equipment or working machinery also 94% of the population stated us that part of the credit is used to cover the payment of debts to family and friends, a situation that falls so 8% indicate that not obtaining any benefit after you have used the micro-credit is established. It is concluded that most entrepreneurs are engaged in the activities of agriculture, because he is a productive activity, it is complemented with extensive knowledge in handling and care of this activity, which intuits generating a benefit through microcredit