Análisis comparativo de los productos y servicios financieros que ofrecen las cooperativas de ahorro y crédito ubicadas en la ciudad de Zamora, durante el periodo 2012-2013

Abstract

The cooperative is based on the history of human society, as social practices associated with an organized coordinated behavior towards a common goal. In the city of Zamora has five Cooperative Savings and Credit of which four of them were controlled by the Superintendency of Banks and Insurance and now today are controlled by the Superintendency of Popular and Solidarity Economy, as is the Cooperativa de Ahorro y Credit "Manuel Esteban Godoy", credit union Small Business Zamora, credit union Loja Chamber of Commerce and credit union educators Zamora Chinchipe. The development of this research was based on the collection of information provided by cooperatives of the locality for the purpose of performing a "Comparative analysis of financial products and services offered by unions Credit located in the city of Zamora During the years 2012 and 2013 "as well as a survey was applied to determine customer preferences and I wish that will change their cooperatives confidence.