Incidencia de las Microfinanzas en las Microempresas de Otavalo en el año 2014

Abstract

Abstract: The purpose of this thesis is to know the Impact of Microfinance in the Microenterprises of Otavalo in the Year 2014, to establish strengths and weaknesses in order to improve the working conditions and family of micro entrepreneurs. Through this study it has been shown that clients who access a credit fully comply with their commitments; Know their enterprises and systems of production, many acquired by family tradition. Some respondents have resisted responding to issues related to their particular economies; Assume that the delivery of this information could lead to problems or inconveniences. It is considered necessary to increase training in the area of microcredit from the public and private sectors; Should be reviewed: interest rates, decrease requirements to obtain credit, improve deadlines, adjust guarantees; and others. It is necessary that the representatives of the credit institutions know the customs and realities of these sectors so that their institutions are integrated with them, the purpose is to optimize and socialize microcredits, to increase their demand, to increase production and to improve the conditions of family life and Community level.