Manual de Procesos para la supervisión y control del cumplimiento de la norma “Gestión y Administración de Riesgos” para las empresas de seguros y compañías de reaseguros del Ecuador

Abstract

The Superintendency of Banks and Insurance through the National Intendency of the Private Insurance System has the mission to supervise and control the operations carried out by insurance companies and reinsurance companies in Ecuador in order to ensure the stability and solvency of the system Private insurance and the protection of the insured. To ensure the sustainability of this market, the Superintendency of Banks and Insurance applies international prudential supervisory standards recommended by the International Association of Insurance Supervisors (IAIS). The Risk Management and Risk Management Standard has been based on these standards and aims to ensure that controlled entities continuously develop, implement and improve a risk management and management system that allows for early warning to minimize risks. The process manual presented in this paper includes three supervisory processes to be carried out by the supervisors in charge, and aims to become an indispensable tool for these officials to carry out their work in a systematic and unified manner and to benefit the market and Insured.