La regulación de las tasas y su efecto en la evolución de la profundización bancaria y en la rentabilidad del Delbank del 2002 al 2015

Abstract

The present research aims to analyze the effect of interest rates on bank depth and the profitability of Delbank before and after regulation. The development of the chapters addresses the general economic and legal context of the private banking system, investment strategies, sources of financing and its participation in the national consolidated, also addresses the bank's deepening of the profitability of the Delbank during the period 2004 To 2015, since the Delbank was founded at the end of 2003 and began operations in mid-2004, so this end-of-title work will not provide information during this period.

For this work, information was obtained from the same bank, from the Central Bank of Ecuador, from the Superintendency of Banks of Ecuador and on this methodology was applied the bibliographic, relational type, with linear regression models and statistical correlation. In conclusion, when implementing the regulation of interest rates, a great positive and stable effect was observed in the evolution of the deepening and the profitability of the Delbank during the period of analysis.