La Regulación de tasas y su efecto en la evolución de la profundización bancaria y en la rentabilidad del Banco Capital, en Ecuador período del 2002 a 2015

Abstract

This research is an academic theoretical contribution in view of the great relevance of monetary policy in setting interest rates, by promoting the development of the financial system as the sustainable national productive. In addition, it contributes key knowledge to the financial education of the general public. In this context, the present research focuses on knowing if the regulation of interest rates influences the indicators of deepening banking, and if it has influenced the composition of investments and sources of financing, what result forged in the indicators of Profitability of the study bank. For this, an economic and legal analysis of the private banking system of Ecuador is carried out, then a brief analysis of the Capital Bank is made, finally, once the dependent and independent variables are identified, through the application of quantitative research with correlational approach To determine the degree of relation of the interest rates against the financial indicators before the regulation comprised by five years from 2002 to 2006 and after the regulation for nine years from 2007 to 2015