Análisis de las dimensiones del capital social generado con el aporte del microcrédito en el cantón Loja

Abstract

Microfinance and social capital are two resources that are available to microentrepreneurs, who may make use of these resources to generate development and growth of their microenterprises. In this context, the present study aims to determine the existence of social capital generated by the contribution of microcredit, which is studied through the analysis of the dimensions of social capital present in the microentrepreneurs of canton of Loja. From the results obtained it may be emphasized that microcredit is a catalyst for microenterprise development, for several reasons; a) the resources that are injected into the capital of the microenterprises allow increasing the sales and income, b) business owners become more responsible in the direction and management of their microenterprises, which translates into better performance, c) microcredit generates new opportunities for doing business, due to it motivates the expansion of the microentrepreneur's contact network and helps to improve their relationships with suppliers, clients, financial institutions, organizations and other members of the society with whom they interact