Análisis comparativo de la profundización financiera y evolución del crédito en los países de la CAN en el periodo 2015 - 2022

Abstract

Abstract: The analysis of financial deepening allows us to understand how the offer and demand of financial services influence economic activity; considering that the financial system is the connecting axis between liquidity surpluses and the financing needs of people and companies of any size. The results found in the present investigation determine that each economy of the CAN members has its own differentiating aspects, and that the financial system of the countries bears a similarity in its structure and operation. The financial deepening of Bolivia and Peru has the best outcomes in the analysis, considering that they have a significant increase in the indicator, which allows us to conclude that the financial systems of these countries have a greater capacity to deliver credits and receive deposits based on growth of its economy. In Ecuador s case, there is an increase in its indicators of financial deepening, that is, the indicator of loans and deposits. On the other hand, Colombia has a decrease in its financial deepening, due to aspects of its economy, which have influenced the level of deposits in the financial system.