La cultura financiera y su relación con la utilización de tarjetas de crédito en las familias del cantón Quito, provincia de Pichincha en el periodo 2020-2021

Abstract

Abstract:In Quito and Latin America it has been verified that there is a need to have a financial culture managed with intelligence that allows when acquiring credit cards credit be educated to plan and manage income and expenses well, preventing thus a waste of money that leads to excessive indebtedness, allowing spending only what is necessary, contributing to the economic development of families, maintaining a balance in your family budget and optimizing the use of documents such as Credit cards. The objective of the research is to define the relationship between the Financial Culture and the use of credit cards in families of the Canton Quito, Province of Pichincha. The applied methodology was based on a quantitative approach, a survey through field research. In conclusion, it was determined that if there is a relationship in terms of financial culture and the use of credit cards in families of the Quito canton, avoiding unnecessary consumption at the time of making the purchase excess of goods, products or services and acquiring what is necessary to carry out a excellent lifestyle.