Análisis de los microcréditos de la banca privada en el crecimiento de las pequeñas y medianas empresas de la provincia de Loja

Abstract

Abstract:Microcredit is currently an instrument that improves financial inclusion of small and medium-sized entrepreneurs to the financial system, which provides multiple opportunities for development and economic growth; In this context, the goal of The present investigation is to know the importance of microcredits from private banks in the growth of small and medium-sized companies in the province of Loja. To To achieve this objective, data was collected through the application of a survey to 242 SMEs of the province of Loja, and in turn, information was obtained through bibliographic material It helps to contrast the study findings. The results show that the microcredits from private banks contribute positively to the business growth of these SMEs, in addition to demonstrating that small entrepreneurs request short-term loans term that help them to be able to continue on the path of growth.