Desarrollo de una aplicación web para la emisión de créditos digitales para el Banco de Loja. Año 2023

Abstract

Abstract: This research work is framed in the digital transformation of organizations, processes and efficiency. The main objective is to develop a web application for the issuance of digital credits for Banco de Loja and thereby positively influence improving the efficiency of the credit placement process in this financial institution. Extensive research is conducted on the available technologies, and the ones that best fit the client's business model and specific needs are selected. An intuitive and user-friendly user interface was designed for the bank's customers, taking into consideration security and privacy measures to ensure the best customer experience; An identity validation and verification system was implemented using web technologies such as digital onboarding and electronic signature. The result was a technological solution of a functional, innovative and efficient web application, whose implementation demonstrates financial viability and which Banco de Loja can use to improve its presence in the market and provide better services to its customers.