Análisis de los mercados financieros como opción de financiamiento e inversión para las PyMES del sector CIIU G47 de la ciudad de Loja periodo 2018-2021

Abstract

Abstract:The objective of this work is to evaluate the financing and investment of SMEs in the sector G47 of the city of Loja in the financial markets during the period 2018 - 2021. A non-experimental methodology was used with a quantitative, deductive, descriptive approach. and analytical synthetic. The study population consisted of 11 companies that presented their complete financial statements in the Superintendence of Companies. The results obtained show that a total of six SMEs make use of the products and services that offered by financial markets, while the remaining five are financed with capital their own, because some owners fear losing their profits and avoid diversifying. The investment, financing and profitability indicators reflect an unfavorable situation for SMEs during the study period, which makes it difficult for them to obtain new financial resources. According to the correlational analysis, it is concluded that the investment and financing indicators in business management are strongly related to the capital invested in the assets.