Análisis del aporte de los CNB para la inclusión financiera de la población del cantón Marcabelí, provincia de El Oro

Abstract

Abstract:The objective of the research is to analyze the contribution of the CNBs for the financial inclusion of the population of the Marcabelí canton, province of El Oro", for which a non-experimental research, using scientific methods, descriptive, analytical, synthetic and mathematical; A survey was applied to 303 people over 18 years of age. The results show that in the Marcabelí canton there are seven correspondents not bank accounts of three financial entities, with Mi Vecino being the correspondent with the highest presence of establishments; the services it provides are used by 57% of the PEA, through deposits, payment of basic services, telephone recharges, whose performance is qualified as excellent by the population. It is concluded that the CNB contribute to the financial inclusion of Marcabelí, since a large part of the population accesses services in continuously, making it necessary for banking institutions to increase the services of CNB in ​​the rural sectors of the cantonal jurisdiction, in order to generate more accessibility of financial services to the population of all sectors.