Niveles de educación financiera en estudiantes universitarios de la cuidad de Loja de la Universidad Nacional de Loja. Año 2022

Abstract

Abstract: This study analyzes the level of financial education of students at the National University of Loja, one of the largest public universities in Ecuador. The study has a quantitative approach of an exploratory-descriptive nature. To carry out the investigation, the inductive method is used, starting from a particular study to reach general conclusions. In addition, the statistical method is used for data processing and sample calculation for finite populations. In this study, a semi-structured survey was applied to 378 students in the period 2022. The questionnaire was prepared based on the financial capabilities survey developed by the OECD and CAF. The results obtained revealed that young university students have an intermediate level in terms of financial attitudes. However, they present a low level in terms of knowledge and financial behavior. In addition, the findings show that the results are influenced by the socioeconomic conditions of the population surveyed, especially by gender and employment status.