Medición de la inclusión financiera digital en la zona rural del Cantón el Carmen en el periodo 2020 2021

Abstract

Abstract:To analyze digital financial inclusion in the rural population of the canton of El Carmen of the province of Manabí, a mixed qualitative and quantitative research was carried out based on 384 surveys, among the main results we must emphasize the barriers to financial inclusion presented are the banking entities located exclusively in urban areas, the low level of financial culture, the poor education financial and distrust of the financial system, as well as through the application The survey confirmed that the use and access of digital banking applications is 50%, being a good indicator of acceptance of digital financial innovation; at the same time The other 50% of the population does not use digital banking services, this behavior is It is mainly due to mistrust and ignorance of the use of security applications. digital payments, for this reason it is of vital importance that financial institutions issue campaigns, training and workshops that allow creating and strengthening culture and education financial of the rural parishes of the canton of Carmen, province of Manabí.