Análisis de la educación financiera en la Unidad Educativa Particular José Antonio Eguiguren La Salle de la ciudad de Loja periodo 2023

Abstract

Abstract: The present study focused on analyzing financial education and decision making in the families of the students of the José Antonio Eguiguren La Salle Private Educational Unit of the city of Loja during the period 2023. A descriptive methodology was used and analytical, combining qualitative and quantitative approaches, 244 surveys were applied to parents with the objective of evaluating their level of financial education and how it is affects your ability to manage resources and make informed decisions. The results revealed that adequate financial education allows families to establish goals and prioritize your expenses, which contributes to better planning and management of your resources. Furthermore, it is highlighted that financial education not only impacts decisions consumption, but also encourages greater awareness about the importance of saving and investment. This analysis highlights the need to implement education programs financial in the educational field, in order to strengthen economic management skills of families and promote greater financial stability in times of crisis.