La importancia del microcrédito en el desarrollo económico y la calidad de vida percibida por las familias del cantón Cuenca, 2024

Abstract

Abstract: This study analyzes the incidence and importance of microcredit in economic development and the quality of life perceived by families in the Canton of Cuenca that have received a microcredit. A methodology with a quantitative approach, descriptive and comparative scope was applied. The information was obtained through the application of a survey to households that have accessed a microcredit. The research concludes that there is a positive perception of families in the Canton of Cuenca about the microcredit received, because it has allowed them to improve the infrastructure of their home and allocate money for savings. After receiving the credit, people perceived an increase in their income, through which they were able to cover their household expenses, mainly education and health.