El microcrédito y su aporte en la generación de capital social en la provincia de Loja, cantón Espíndola.

Abstract

The present research was elaborated with the objective of determining the impact of microcredit in the generation and / or strengthening of social capital in the Espindola canton of the province of Loja during the year 2017. Considering that the inclusion and equality of people with less economic resources are important factors for the development of society, research work is based on the importance of social capital as an influential element to achieve economic and social growth.

Thus, through the development of the present work it has been possible to identify that: the dimensions of social capital among microentrepreneurs in the canton are poorly developed, finding the trust dimension at low levels and the most outstanding dimension is that refers to empowerment. It is also important to point out that for a significant percentage of microentrepreneurs, the idea of mutual cooperation is important in order to seek new opportunities for their businesses, a fundamental aspect for the formation of groups to create links between microentrepreneurs and levels of trust are strengthened.