Estructura de Financiamiento de las Pymes en la Región 7 del Ecuador, periodo 2013- 2015.

Abstract

Smes constitute the main source of income for the Ecuador not only for their contributions to the production of goods and services but also by the rate of wealth and employment generating, contributing to the country's economic and social growth, therefore the objective of the research is to characterize the sources of financing of the Ecuadorian SMEs of the Region 7 period 2013-2015, to which is applied a methodology with quantitative and qualitative approach within a sample of 177 companies of the Region 7 of the Ecuador, the database of the Superintendency of companies was taken, applied statistical analysis - descriptive to draw comparisons between the different characteristics of the SMEs. Results show that SMEs opt to directly fund with its own resources and to a lesser extent with external financing or long term. Likewise the financial indicators show the favorable situation in which are SMEs that are reflected in the levels of indebtedness and profitability with, and the ability to meet their obligations for short or long term.