El crédito como aporte para el desarrollo de las actividades productivas en la provincia de El Oro, caso: Banco Delbank y Solidario. Período 2005 al 2016

Abstract

The lack of sources of financing is perhaps one of the reasons why some companies fail, and the economy of Ecuador is stagnant. The research topic is "Credit as a contribution to the development of productive activities, case: Banco Delbank and Solidario. Period 2005 to 2016", which had as objective to determine the contribution of the credit of the Banks in the generation of productive activities in the country. The methods were used: analytical and descriptive; Bibliographic and observation techniques, the analysis of the existing information was made on the page of the Superintendency of Banks, whose results are presented in graphs. It is concluded that the evolution of the productive credit of DelBank has been increasing since 2011 and it is in 2016 that a greater productive portfolio exceeds 7 million dollars, with greater concentration in the Costa region; while the evolution of the productive portfolio of Banco Solidario has been decreasing in recent years, and has greater concentration in the Sierra region.