Crédito y su aporte en la generación de actividades productivas en el ecuador: caso de la cooperativa de ahorro y crédito de la pequeña empresa de Pastaza Ltda., y la cooperativa de ahorro y crédito San Francisco Ltda., periodo 2005-2016.

Abstract

Abstract:The limited access to financing causes the growth potential of small entrepreneurs to stagnate, as they must finance their activities with their own funds, thus producing a state of vulnerability, poverty and social inequality. The purpose of this titling work is to determine the contribution that credit has in the generation of productive activities in the country during the year 2005 to 2016, through the Savings and Credit Cooperative of the small company of Pastaza and the Savings and Credit Cooperative San Francisco. The descriptive-relational method of observation and analysis of the behavior of the data obtained from the Superintendence of Banks (SB) and the Superintendence of Popular and Solidarity Economy (SEPS) is used. It can be concluded that these two cooperatives during the twelve years of study have progressively increased their productive product portfolio, in the Sierra and Amazonia region, highlighting as main activities: agriculture, livestock, forestry-fishing, wholesale trade - lower manufacturing industries and transport-storage.