Incidencia del crédito en la generación de las actividades productivas en el Ecuador, caso cooperativas de ahorro y crédito Riobamba y Santa Rosa Ltda., período 2005-2016

Abstract

Abstract:The purpose of the end-of-degree work is to determine the incidence of credit in the generation of productive activities in the equator, it is considered that the productive sector plays a very important role in the economy, because new companies are developed and at the same time time they need financial support for their growth. Savings and credit cooperatives Riobamba Ltda. And Santa Rosa Ltda., Are part of the Ecuadorian financial system; offer a wide range of products and services, within its products is the credit directed to the productive sector. This work is descriptive - relational; It was developed from a literature review with topics related to the study, followed by the collection of data obtained from the official pages of the Superintendence of Popular and Solidarity Economy and the Superintendency of Banks, thus determining the territory of concentration of productive credit by region and province and finally the degree of concentration of financing by economic activity was analyzed.