Estructura de financiamiento de las pequeñas y medianas empresas de la zona 2 del Ecuador, periodo 2014 - 2017.

Abstract

Abstract:Small and medium companies have a great relevance within the world economy, due to contribution to the production of goods, services and the index of wealth and employment they generate. In Ecuador, SMEs has important role, it represents the greatest economic and social growth force in the country. Therefore the arm of this investigation is only the financing structure of SMEs in Zone 2 of Ecuador, period 2014 - 2017. This studied used descriptive a quantitative and qualitative approach. With the information obtained from the Superintendence of Companies, statistical analyzes were applied to establish comparisons between the different characteristics of SMEs. The results reflect that SMEs in zone 2 of Ecuador prefer to finance themselves (suppliers financing) own liquidity, cost effectiveness and stable leverage, as allows them to deal whit internal debts that generates to make the business turn, achieving so that these companies have an adequate financing structure according to the legal form and the economic sector to which they belong.