Aporte del sector financiero en el desarrollo productivo de cantón Guaranda, período 2010-2019

Abstract

Abstract:The objective of the research was to determine the contribution of the financial sector to the productive sector of the Guaranda canton through general concepts, that is, the financial system is the set of institutions whose main objective is to channel the savings of people who have a monetary surplus to people who have a monetary deficit through which the economic activity of the countries is developed. The Ecuadorian financial system is made up of banks: Public, Private and the Popular and Solidarity Economy (EPS); the institution in charge of forming public policies, regulates and supervises it is the Board of Monetary and Financial Policy and Regulation; The supervisory and control bodies are: the Superintendency of Popular and Solidarity Economy (cooperatives and mutual savings and credit companies), the Superintendency of Banks (banks, mutuals and financial companies) and the Superintendency of Companies, Securities and Insurance (insurance company ). In the Guaranda canton, the economically active population (EAP) is located mainly in rural parishes because its inhabitants are engaged in productive activities such as agriculture and livestock, commerce, transportation, construction, among others. Through the productive credit offered by financial entities, they have contributed to the progress of the canton.