Análisis del comportamiento y desarrollo del sistema financiero privado ecuatoriano antes y después de la implementación del Código Orgánico Monetario y Financiero, periodo 2005-2019.

Abstract

Abstract: The Ecuadorian financial system is one of the sectors with the greatest impact on the country's economic development; it is subject to lawsthat regulate financial activity in order to balance savings and investment. Currently, the private financial system is more solid, solvent and liquid; however, after facingmajor financial crises and the dollarization process,Ecuador ́s economyhas deteriorated and thefinancialsector isvulnerable. Therefore, the present work is development with the objetive of analyzingthebehavior anddevelopment of theEcuatorian private financial system, before and after the implementation of theOrganic Monetary and Financial Code.A mixed methodology is used, the research has a qualitative and quantitative approach; the qualitative one is based on the observation and description of the financial analysis; and the quantitative onecollects numerical datafor its calculation.The results obtained show a better performance of participationin the private financial sector after the implementation of the code, since the analysis shows a more favorable financial behavior and a much better financial development.