Brechas y desafíos en la educación financiera en Ecuador: un estudio del cantón Vinces, provincia de los Ríos, año 2025.

Abstract

Abstract: This analysis presents financial education in the canton of Vinces as an important tool to enhance community knowledge when managing income, with the purpose of measuring financial attitudes and capacities. The research follows a theoretical approach guided by OECD standards and the local analysis carried out in the canton, while also examining the community s financial, economic, and social capacities. A quantitative methodology was applied, integrating surveys and statistical techniques, which helped identify strengths and weaknesses in the use of digital financial services. The primary function of this study is to provide a comprehensive evaluation that can guide citizens in the clearest, most inclusive, and responsible way when making decisions, contributing to the development and financial literacy of the canton of Vinces.