La educación financiera básica orientada al emprendimiento de estudiantes y desarrollo de habilidades para la vida.

Abstract

Abstract: This research analyzes how basic financial education influences the development of entrepreneurial skills in seventh-grade students. The study was conducted at the Dr. Héctor Uscocovich Balda Educational Unit in Manta, Ecuador, using a qualitative approach, a phenomenological design, and a descriptive scope. The sample consisted of 12 students. Data collection involved participant observation, measured using a direct observation checklist, and semi-structured interviews, measured using a registration form and an observation checklist. These tools allowed for the exploration of students' perceptions and experiences regarding money management. The main findings show significant progress in understanding key concepts such as saving, spending, and budgeting, as well as a strengthening of entrepreneurial skills related to collaboration, planning, and proactivity. It is concluded that teaching finance from an early age is an effective strategy for stimulating the development of life skills within the school environment.