Propuesta de transformación digital en el pago de impuesto a la Renta e IVA del Banco Pichincha utilizando el ADM de TOGAF

Abstract

Abstract: The digital transformation project for tax payments 103 and 104 at Banco Pichincha aims to modernize critical tax processes by adopting a hybrid architecture supported by Microsoft Azure and aligned with the TOGAF ADM framework. This proposal outlines the automation of reconciliations, cumulative balancing, and the generation of regulatory reports, which will reduce operational risks arising from manual processes and fragmented data. Therefore, an architecture has been designed that integrates cloud-based databases and computing services, and utilizes state-of-the-art security mechanisms, guaranteeing availability, effectiveness, and compliance with tax regulations. The various gap analyses revealed the need for a shift towards cloud-based solutions, prioritizing secure connectivity, data control, and continuous monitoring. The roadmap includes progressive phases: preparation, data migration, deployment of critical applications, integration, and final validation. This project positions the tax department as a key player in the bank's digital transformation, optimizing efficiency, traceability, and tax control.