El efecto de la beca nivel de ingreso en la eficiencia terminal en los estudiantes de grado de modalidad en línea de la Universidad Técnica Particular de Loja: cohortes 2017-2021.

Abstract

Abstract: Higher education delivered through online learning modalities has gained prominence as a flexible alternative that fosters social mobility in Ecuador. However, student retention and degree completion remain critical challenges, particularly for individuals from vulnerable backgrounds. The objective of this study was to analyze the effect of income-level scholarships on terminal efficiency among undergraduate students enrolled in the online modality at the Universidad Técnica Particular de Loja, cohorts 2017 2021. The research followed a quantitative approach through the application of a logistic regression model, incorporating variables such as the percentage of scholarship awarded, grade point average, and sociodemographic factors. The findings indicate that although the scholarship percentage represents meaningful financial support for vulnerable students, it does not exhibit a statistically significant effect on graduation outcomes. In contrast, academic efficiency and grade point average emerged as the strongest predictors of the likelihood of successfully completing the degree. It is concluded that financial support should be complemented with academic strengthening strategies to ensure that access effectively translates into degree attainment.