La regulación de las tasas y su efecto en la evolución de la profundización bancaria y la rentabilidad de la Cooperativa de Ahorro y Crédito Cristo Rey, periodo 2002 a 2015

Abstract

The following investigation has as principal object show the impact of the regulation of the interest rates during the year 2007 and its effect in the financial deepening evolution and in the cost effectiveness in the Cooperativa de Ahorro y Crédito “Cristo Rey” during the period 2002 to 2015, the methodology used in this thesis is quantitative with correlation focus , because the information has been directly taken of the Cooperativa, the final result of this investigation gave as result that the regulation of the interest rates doesn’t have a meaning effect in the deepening of the Cooperativa de Ahorro y Crédito “Cristo Rey” in the period from 2002 to 2015, because the regulation of the interest rates is realized with the object to give security to the costumer and motivate the inversion, the effectiveness and the financial deepening of the cooperative has been affected for the sensitive of the Ecuadorian Financial System to the different economic cycles that had been suffer the country and its macroeconomic fluctuations.