Destino del microcrédito otorgado por las Cooperativas de Ahorro y Crédito reguladas en la ciudad de Loja, 2014

Abstract

Abstract: The main objective of microcredit is to reduce poverty levels, all the mechanisms that have been used to achieve this goal, have proved effective as they have allowed an increase in income borrowers through the implementation of microenterprise, what leading to improve the standard of living of the family. This financial instrument is much more to lend an amount of money, is the opportunity for many people exploit their potential, but it is important to understand the destination or use which Will give the microcredit. For that reason in this research it was determinated the destination of microcredits requested by microentrepreneurs to Savings and Credit Cooperatives regulated in Loja city, additionally it is important to know the profile of the microentrepreneurs, identify the use of microcredit and benefits that microcredit has contributed to family and microenterprise, all these unknowns could be indicated by lifting information, the respective analysis and interpretation and relevant conclusions and recommendations.