La banca comunal como punto de formación e inclusión de mujeres y su aporte al desarrollo económico en la zona urbana marginal Monte Sinaí de Guayaquil, año 2013

Abstract

It is important to determine the origin and reason of this project is the search for a better quality of life and development at the community of Monet Sinai in Guayaquil, for which it should be noted that the origin of the Community Banking, born in Bangladesh 1976, pioneered by Muhammad Yunus, who studied the poverty with the villages around him. For Muhammad, the ideal solution in the short-term focused on delivering micro loans to poor people, but do not focus this aid as a favor, but rather as a way to fund the poor community and promote their productive skills and entrepreneurship. With this ideology is generated the Community Banking, which focuses its efforts with the application of techniques and methodologies for the promotion of savings and credit. It is so establishing groups of people in areas urban marginal to allocate their savings to generate entrepreneurship and develop their projects will be essential for the formation of women leaders in the area base. The Community Banking sets its essence, applying self-management in the poor people, achieving an access mechanism to financial services, which will improve their quality of life.