Caracterización de productos y servicios financieros de los operadores de microfinanzas en la ciudad de Loja.

Abstract

This research on the impact and characterization of microfinance operators in the city of Loja was analyzed, which showed that the respective sample of respondents attributed micro microfinance operators a key role in the development of microenterprises and the way financing microentrepreneurs, since they need to inject capital to yield better services to the citizens. However persists a high degree of dissatisfaction with the small amounts of financing and high interest rates, as well as the different formal requirements that require these institutions drawbacks causing him to microentrepreneurs. Furthermore operated attributed to this sector has little capital backing, as well as informality and job instability of microentrepreneurs. This research proposes improvements and organizational changes both operator and vice versa microentrepreneurs, helping and supporting a better way to micro-enterprises and allowing the microenterprise sector to compete and excel better in this technological world