La regulación de tasas y su efecto en la evolución de la profundización bancaria y en la rentabilidad del Banco Coopnacional , en Ecuador periodo del 2002 al 2015

Abstract

Abstract: An analysis of the evolution of the rates of both active interest as passive for the period 2002 to 2015 at Banco Coopnacional is done, they are related to the behavior of profitability indicators to determine whether they have suffered an impact with regulation interest rates made in 2007. Similarly, the incidence of borrowing and lending rates to bank deposits and loans deepening interest is analyzed. This research work reflected by the relationship of the variables affects how and how changing one of them in the development of the remaining and whether or not this was favorable for the financial institution. This significant contribution made by state legislation, in the regulation of interest rates, which allowed access to the customer that many times by high financial costs could not benefit from the services they provided financial institutions are also determined.