¿Cuándo es la póliza de Seguro, considerada título ejecutivo?

Abstract

A bond is a guarantee provided by a third party to ensure the fulfillment of an obligation, it is the personal guarantee that assumes a natural or legal person committing the payment in case the debtor fails to comply with the obligation of the principal contract. The General Insurance Law gives this type of policy quality of executive title. In order to obtain the action of subrogation action against the debtor, and thus the recovery of money paid for a sinister raised, who will not be recognized by the principal debtor, in this case the breach. Therefore the bond policy as executive title, where an existing right is recognized, which means, the payment that the insurer made to the insured due to the cause of an accident, can be claimed by executive action. Applying such action because such action tends to order the execution and fulfillment of obligations to give, do or not do something, in this case, to give.