Microcrédito y su incidencia en los microemprendimientos urbanos y rurales de la ciudad de Loja 2015-2016

Abstract

Abstract: Today, microcredit is a fundamental instrument that offers multiple opportunities for the economic and social development of the inhabitants of developing countries, especially the most vulnerable and geographically forgotten sectors. The financing provided by microcredit for productive projects allows households to generate income to meet their basic needs and improve their quality of life. With this background, the present research study is aimed at determining if the seed capital of microcredits granted by financial institutions have the same effect on the urban and rural microenterprises of the city of Loja in the period 2015-2016. The microenterprises of 2 districts of the city of Loja, one of them urban "San Sebastian and another rural El Cisne" were taken as a reference, with the results obtained a contrast was obtained to know in which sector the microcredit has more incidence.