Análisis del impacto de la crisis covid - 19 en la coop. de Ahorro y Crédito Jardín Azuayo: cartera de crédito en la ciudad de cuenca –Ecuador, año 2020

Abstract

Abstract: Currently, the health crisis due to the COVID-19 virus has caused the loss of a large number of people and negative economic effects for some companies, in the country the measures imposed by the government have caused uncertainty in all the inhabitants, mainly in the popular and supportive financial sector, for this reason the present investigation was carried out with the objective of analyzing the impact of the COVID-19 crisis on the Credit Portfolio of the COAC Jardín Azuayo in the city of Cuenca during the year 2020, for which carried out a theoretical and scientific review on the impact of the pandemic, managing to diagnose the current situation of the institution and the main measures applied within the management of its credit portfolio. The methodology used involved the documentary bibliographical review of the reports issued by the entity as well as the statistics issued by the SEPS, where the results indicate that the delinquency rates increased and the placement of credits decreased, for this a proposal of recovery and mitigation of pandemic risks.