Análisis de las determinantes financieras y administrativas que regulan el levantamiento de hipotecas en el Barrio Reina del Cisne IV etapa de la Parroquia de Calderón, Cantón Quito-Provincia Pichincha,

Abstract

Abstract: This thesis aims to analyze the shortcomings of the financial and administrative determinants that regulate the removal of mortgages and their social and economic consequences in the parish of Calderón, this being the largest rural parish in Ecuador at the level population, bringing with it disorderly and illegal urbanization processes through its history, for which the Municipality of the Metropolitan District of Quito has had to conform norms and ordinances that regulate the use of the land, but that entail processes administrative and financial with various gaps and deficiencies, which will be investigated in the present thesis. The research uses a qualitative methodology, with documentary review and semi-structured interviews with key actors that complement it, showing the socioeconomic repercussions, during the process of raising mortgages, taking as an example to the Reina del Cisne IV Stage neighborhood, as a case of the many that exist in Calderón and in the Metropolitan District of Quito.