Endeudamiento de los ecuatorianos mayores de edad: un estudio econométrico aplicado al cantón Loja año 2022

Abstract

Abstract: The research seeks to analyze the financial situation of this specific population, evaluating your level of debt, the causes that generate it and the consequences that can have on your economic life and general well-being. During the study, data was collected from a representative sample of the Loja canton. of legal age, through surveys and interviews. These data were analyzed and processed to obtain relevant conclusions and recommendations. The main objective of the thesis is to understand the reasons behind the indebtedness of Ecuadorians of legal age and how this impacts their quality of life. To achieve this, They examine factors such as the level of income, expenses. Applying an econometric study that helps us identify the variables that are related to each other. In summary, the thesis addresses the issue of indebtedness of Ecuadorians over age, in El cantón Loja analyzing its causes and consequences. The goal is to provide a clear view of the financial situation of this population and offer recommendations to improve your economic well-being.