Análisis de los Microcréditos en la Cooperativa de Ahorro y Crédito Santa Ana Ltda., y su incidencia en el sector agrícola para el año 2020

Abstract

Abstract: The objective of this work is to analyze microcredits in the Cooperative de Ahorro y Crédito Santa Ana Ltda., and its impact on the agricultural sector during the period 2020. Various bibliographic tools and data were used for theoretical information. that were analyzed in the different government pages. The methodology of the The research is based on a qualitative, quantitative, research-type approach. exploratory, descriptive and documentary. To evaluate and diagnose the economic situation and of the partners, 173 censuses were carried out with the respective predisposition of the people involved. All this data and information collection is carried out with the purpose of having optimal results in the accreditation of microcredits. With the information obtained, it can be determined that the microcredits granted by the financial entity in the year 2020 are of great help to partners in the agricultural sector, improving their situation economical. Furthermore, during this period the financial institution proposed new strategies, restructuring and refinancing in order to recover the overdue portfolio and prevent partners in default.