Inclusión financiera con enfoque de género: Brechas en el cantón Loja

Abstract

Abstract: The study "Financial inclusion with a gender gap in the canton of Loja" analyzes the gender inequalities in access to financial services in the Loja canton. Using a qualitative methodology with an exploratory-descriptive approach, 358 surveys were carried out to women from the Loja canton to understand their experiences and perceptions about the local financial products. The results show that, although many women access financial institutions, they perceive that the services do not fit their needs. needs and face cultural and product understanding barriers. These practices contribute to the disparity in the granting of credit, with men receiving a greater percentage of loans over the years, despite the fact that women make a greater savings level. This underscores the need to address both access and perceptions and practices that perpetuate female financial exclusion, highlighting the importance of design more inclusive financial services adapted to the specific needs of the women.