Análisis de los determinantes del desempeño organizacional de las empresas Fintech en países de Latinoamérica, año 2020 - 2022

Abstract

Abstract: Financial technologies, known as Fintech, have transformed the financial sector globally, providing services that are more efficient, accessible and personalized. This concept includes a variety of technological applications that seek optimize and automate financial services, covering areas such as banking, payments mobile phones, investments and crowdfunding. The present study analyzes the determinants of organizational performance of Fintech companies in countries of Latin America, year 2020 2021. This work used a non-experimental design, since The information was collected through company-by-company data collection. The results reveal that of the seven countries under study, Brazil is the one that has obtained a great growth within its assets and liabilities. Subsequently, the six indicators that were applied to Fintech companies in these countries, resulting in that Mexico is one of the countries with good financial health for its Fintech companies. This analysis mentions the importance of the financial sector when implementing the financial technologies, since it creates innovation in its products and services.