Aporte del crédito en la generación de actividades productivas en el Ecuador, casos bancos General Rumiñahui y Citibank, período 2005 al 2016

Abstract

The present investigation arises with the purpose of determining the contribution of the private financial system to the productive sector of Ecuador in the period of the year 2005 to 2016, analyzing particularly the cases of the Banco General Rumiñahui and Citibank. Work that will contribute to the knowledge of if, in the mentioned lapse of twelve years, productive activities have had a sustained growth as a means of economic development, beyond the simple increase of production. Theoretically, research is based on the theory of the financial market, its complexity, as well as previous research carried out in the financial field. The factors that affect the analysis, in the first place is the determination of the evolution of productive credit in geographic locations of financial institutions, case studies, the next factor is the identification of the territories where is concentrated financing of productive type and finally the determination of concentration of financing by economic sector. Methodologically, it relies on a descriptive research with relational support.