Probabilidad de recuperación de la cartera de crédito del sector inmobiliario en la banca privada periodo 2015 2019.

Abstract

Abstract:In the following work, the probability of portfolio recovery was analyzed in the real estate sector, therefore it is confirmed that it is important to be aware of the impact of macroeconomic variables on delinquency and its levels, in order to do this, a Logit econometric model was carried out in which the relationship that exists between the dependent variable versus the variables is detailed independent and their changes. In order to contribute to the literature on credit risk, an econometric model was developed of delinquency determinants, thanks to this it was identified which are the variables that affect the private banks. As a result, it was observed that the economic situation of our country is in a stable state if we compare years 2015 to 2019, some levels are obtained lower delinquencies and an increase in the volume of credit. However, in the coming years of the national economy this situation may change.