Desarrollo Integral de Competencias en Educación Financiera en Estudiantes de Tercero de Bachillerato de la Unidad Educativa Fiscomisional Salesiana Sánchez y Cifuentes Año 2024

Abstract

Abstract: This study analyzes the importance of financial education in third year high school students of the Unidad Educativa Fiscomisional Salesiana Sánchez y Cifuentes, through the evaluation of their financial competencies before and after the educational workshop My Financial Architecture . This workshop was designed to improve knowledge in budgeting, savings, debt and investment. In the initial diagnostic phase, students demonstrated a limited understanding of basic financial concepts, with an average score of 48.52%. After participating in the workshop, their performance showed a significant improvement, reaching an average of 56.40%. In particular, the financial well-being construct showed an improvement from 36.64% to 47.33%. Despite these positive results, there are still areas to be strengthened in the financial education process. This demonstrates the need to integrate financial topics into educational programs to prepare students for responsible resource management and informed decision making, thus contributing to their integral development and long-term economic wellbeing.