La regulación de tasas y su efecto en la evolución de la profundización bancaria y en la rentabilidad del Banco Internacional, en Ecuador periodo del 2002 a 2015

Abstract

Abstract: The research focused on a quantitative study with a relational approach in order to analyze the effect of the regulation of interest rates on the deepening bank and the profitability of the "International Bank" during the period 2002-2015, based on the information collected of bulletins of the Central Bank of Ecuador, Superintendency of Banks and International Bank, as well as of pappers, articles and thesis. In the present investigation, the results obtained indicated that the associativity of the yield with respect to the interest rates is very low, and the associativity of the financial deepening of both deposits and loans is moderate only with respect to the active rates, while with respect to the passive rates is very low.