Análisis de los programas de educación y cultura financiera de bancos privados como herramienta de inclusión financiera en Ecuador

Abstract

Abstract: This study analyzes the incidence of financial education programs in financial inclusion in Ecuador. Using the information available on the website of the 24 financial education programs of private banking in Ecuador regarding the subject addressed, objective, coverage, and considering the responses on trained people raised by the 2017-2018 ENEMDU survey. The study in an exploratory and descriptive way determined that the financial education programs allow to boost the financial formation of the clients of the financial system by increasing coverage and access to financial and non-financial products and services in the territory. Therefore, the study aims to increase the empirical evidence on this important theme in this geographical area of the world and leave open the possibilities to establish new lines of research of interest for especially control and public organizations.